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Credit and Collections Credit Cards, Credit Agencies and Credit Score.

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Old 06-27-09, 01:08 PM
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Join Date: Jun 2009
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How do I improve my credit score?

Hi everyone, I have been going through my credit scores lately and feel as if it is time to get someone working on it. I really don’t have any particular reasons so as to have low scores but I need someone to work on them to make them better in case of a loan (that I expect to take in a few months) I need. So, can you please suggest me some good agencies that could help me out.

Thanks in advance!
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Old 06-27-09, 02:09 PM
nap's Avatar
nap nap is offline
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Join Date: May 2006
Location: Southwest Michigan
Posts: 4,125
agencies?

this is a DIY site and cleaning up your credit report, or actually making sure it is correct and taking corrective action, is a DIY project.

The first thing you need to do is get a copy of each of the CRA reports. Then, you need to determine if all the info is accurate. If there is something other than a court judgment on the report older than 7 1/2 years, you need to contact the CRA and demand it be removed.

If there is something inaccurate on the report, you need to protest it to the CRA.

all these companies that claim they can improve your credit score cannot do anything you cannot do yourself. They cannot get correctly reported info removed.
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Old 06-28-09, 08:19 AM
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Location: PA home of Phil and Gus
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Pay your bills and pay them on time and your credit score will be good.

This is a DIY site, not an agency finder, and since your question was posted to invite spam, I'm now closing this thread.
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