Lawns - Clover Anyone?

I have a patio/garden for a yard. I am thinking of replacing some of the areas that have stones with a short-growing clover. I've read a bit about it and learned that clover suffocates any other roots around it. The articles are talking about weeds (great!), but will it do the same to bushes and trees?

My home is in South East Florida, plenty of rain, not too much sun in my yard.

I appreciate any input; both of the killing of my other plants and if you have a recommendation of the type I should plant here.

Dutch clover grows really well and takes over alot of other grasses. Not to worry about your trees or bushes, however. I remember as a kid, my parents hated the sight of the clover. They had rather have their nice grasses growing. Today, being an organic gardener, I intentionally plant it in tilled soils in the fall, and turn it under when we start planting. Clover fixes nitrogen to its roots, which is really nutritional to your soil.
I grew a field (6 acres or so) in crimson clover one year as a lark. I raised cattle and this was a hay field. Magnificent field of red, pronounced sweet smell, great hay. The day we baled it, my cows were pushing on the other fences trying to get in that field. When I opened the gate to let them have the stubble, it was like a wild west stampede.
So, with the long story over, go for the clover.

Thank you! I think that I will!