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Old 06-27-09, 02:09 PM
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nap nap is offline
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Join Date: May 2006
Location: Southwest Michigan
Posts: 4,174
agencies?

this is a DIY site and cleaning up your credit report, or actually making sure it is correct and taking corrective action, is a DIY project.

The first thing you need to do is get a copy of each of the CRA reports. Then, you need to determine if all the info is accurate. If there is something other than a court judgment on the report older than 7 1/2 years, you need to contact the CRA and demand it be removed.

If there is something inaccurate on the report, you need to protest it to the CRA.

all these companies that claim they can improve your credit score cannot do anything you cannot do yourself. They cannot get correctly reported info removed.